On the other hand my retirement accounts have not only recovered from the economic disaster created by 9/11, but my holders are pleased with my earnings.

My SEP IRA has recovered AND increased swimmingly, even though I have not added a dime to it for 5 years.

the only economic disater I forsee is the increase of Health Care and taxation. Being a middle class person, the fee raises to an HOA is becoming a HUGE concern. I know I am not using it. AND I know who is. Illegal insurgents.

Blame GWBush for that.